About Us

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Our Story

Avanza Premier Payment Services (Pvt.) Limited (APPS) is a company formed by the joint venture of Avanza Solutions and Premier Systems. APPS is registered with the Securities and Exchange Commission of Pakistan and has been incorporated under the Companies Ordinance 1984. APPS currently holds the pilot approval to operate as a Payment System Operator/Payment System Provider from the State Bank of Pakistan under the PSO/PSP regulation, 2014. Payment System Operators act as a bridge between consumers, merchants, and financial institutions.

Avanza Solutions

Avanza Solutions is a global software solutions provider specializing in e-Business and e-Banking solutions, Enterprise Application Services, Infrastructure Management, and Quality Services. Avanza serves clients worldwide, through a cross-section of industries, with specific concentration in the banking, financial, and government sectors. Our business philosophy is founded on the importance of relationships and a persistent search for greater accomplishments.

Premier Systems

Founded in 1993, Premier Systems (Pvt.) Limited, is one of the leading veteran ICT infrastructure providers in Pakistan. Our claim to fame is not merely system integration, but we are also constantly configuring innovative ICT solutions to address a broad spectrum of our clients' needs from network convergence, five SS cloud computing, failover plan, and power system audit and solutions to break-fix and managed services Premier Systems also represents the world’s leading automotive brand, Audi, in Pakistan.


To be the reliable and innovative partner in the payment industry be delivering high-quality services to our valued customers, contributing towards  connecting potential stakeholders in a single platform, promoting growth  of digital payments and making society go cashless.


To establish a digital ecosystem between all potential digital market players through the delivery of innovative and secure payment solutions to onboard them on a digital platform, supported by a strong commitment to exceeding the expectations of our customers and partners.

+$ 0 Bn
E-commerce Value
1 M
1 M
Cellular users
1 %
B.band Penetration

Our History

  • 2015 Inauguration

    Avanza Solutions and Premier Systems form a Joint Venture

  • Formation

    Avanza Premier Payment Services (APPS) is formed to enable e-commerce, m-commerce and digital invoicing

  • 2018 Launch

    APPS launches Payfast, Instant Bill and SmartConnect services with no integration or monthly costs

  • In-principle Approval

    In-principle approval from State Bank of Pakistan for necessary accreditation to provide digital services. 

  • 2019 Partner Network

    APPS partners with over 10 banks and 100 merchants to its various services

  • TPSP of UPI

    APPS registered as Third Party Service Provider of Union Pay International 

  • 2020 Pilot Approval

    Received Pilot Approval from the State Bank of Pakistan

Key Facts

Board of Directors

Mr. Syed Arshad Raza

Mr. Mahmood Sikandar Kapurwala

Mr. Shah Arshad Abrar

Incorporation Number


Authorized Capital

1 M

SBP In Principle Number Approval


Offering for Partners


Office # 7-B9, Fakhri Trade Center SR 6/10,
Shahrah-e-Liaquat New Challi,
Karachi-74200, Pakistan.
92 21 37132793
NTN: 8890838-8

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